Fractional CFO
A full-time CFO costs thousands of euros a month — and most SMEs do not need one every day. Get experienced financial leadership in exactly the volume your business currently needs.
When you need this service
Accounting records the past, but nobody turns the data into management decisions.
The bank or investors ask for reports, budgets, and forecasts — and there is nobody to prepare them.
The company grows faster than its finance processes: everything still lives in ad-hoc spreadsheets.
Decisions on pricing, investments, and financing are made without a finance partner at the table.
What you get
Monthly management reports
Profit, cash, KPIs, and commentary — everything an owner needs to know, in one pack.
Budget and live forecast
An annual budget and a year-end projection refreshed every quarter.
Cash flow oversight
Continuous liquidity control with early warnings.
Fundraising support
Preparation for bank or investor conversations — models, decks, and answers.
Decision support
Pricing, investments, new lines of business — the math and a recommendation before the decision, not after.
Finance process setup
A reporting rhythm, data flows, and controls that stay with your company for good.
How we work
Diagnostic
We assess the current financial picture, data, and processes — what management sees today and what it does not.
Set the rhythm
We agree on the report pack, the calendar, and the priorities for the first 90 days.
Monthly management rhythm
Reports, a management review meeting, and concrete decision recommendations every month.
Strategic projects
Financing, investments, new directions — as needed, each with a clear calculation.
Frequently asked questions
How does the cost compare to a full-time CFO?
A full-time CFO in Latvia costs 4,000–7,000 EUR per month with taxes. With the fractional model you pay only for the volume you need — typically 300–1,500 EUR per month depending on company size and rhythm.
Do you work alongside our accountant?
Yes — your accountant stays on your team and keeps doing their job. We build management-level reporting and decisions on top of the accounting data.
How much time does it take per month?
Depending on scope — usually 1–3 working days per month from our side, and one management meeting from yours.
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All servicesFind out whether your company needs a CFO
In a free consultation we will assess your situation and tell you honestly — whether you need financial leadership, and how much of it.