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Cash Flow Planning

Profit on paper does not mean cash in the bank. We build and maintain a weekly cash flow forecast for your business, so you see gaps in advance, plan payments calmly, and grow without unpleasant surprises.

When you need this service

Customer payments are late and you never know when the money will actually arrive.

Salaries, taxes, and supplier invoices pile up in the same week — and every month it is a surprise.

The business is growing, but growth consumes more working capital than you planned.

Purchasing and investment decisions are made on gut feeling instead of numbers.

What you get

13-week cash flow forecast

A detailed week-by-week projection, refreshed every week with actual data.

Payment calendar

Every upcoming payment with priorities — what to pay first, what can wait.

Early warnings

Know about an upcoming cash gap 4–6 weeks ahead, while there is still time to act.

Scenario analysis

What if your biggest client pays 30 days late? What if you hire two more people? Numbers, not guesses.

Working capital recommendations

Concrete steps to improve payment terms, receivables, and inventory.

How we work

1

Connect the data

Accounting data, bank statements, and open invoices — gathered in one place.

2

Forecast model

Tailored to your industry, seasonality, and how your customers actually pay.

3

Weekly refresh

Actuals against forecast every week — with an explanation of what changed and why.

4

Decision support

Not just spreadsheets — concrete recommendations for upcoming gaps or surpluses.

Frequently asked questions

What data do you work with?

Your accounting system data, bank statements, and invoice register. We never need payment access — only data access.

How fast will we see the first forecast?

The first 13-week forecast is usually ready within 1–2 weeks of receiving the data.

Does this replace our accountant?

No — your accountant records the past, we plan the future. The service builds on accounting data to support decisions.

See what your next 13 weeks look like

In a free consultation we will review your situation and show what a cash flow forecast would look like for your business.